Auto Accidents

How Much Can I Get for My Car Accident Claim?

A car accident is a scary experience for anyone, no matter how minor it may be. Even if your car only had minor damage, you may feel the physical or emotional effects afterward. You’re probably wondering how much money you’ll get when you file your insurance claim. The answer may be more complicated than you think. 

How Much Can You Expect to Get from Your Claim?

The truth is that there isn’t one amount that everyone receives when filing a car accident claim. The average payout between 2015 and 2020 was $23,900. However, many factors determine how much you’ll get, including the ones below:

  • Insurance coverage
  • Liability
  • Severity of injuries
  • State laws
  • Financial loss

These will all factor into the amount you receive in an accident settlement. However, other costs can also be factored in, making the number range even more. A complete car accident settlement will pay you for all of these:

  • Medical bills
  • Lost wages
  • Pain and suffering
  • Emotional distress
  • Property damage

How to Get the Most Out of Your Car Accident Claim

Since the amount paid out varies significantly from one accident to the next, you want to do all you can to get the maximum payout. Here are some tips on how to do that. 

Get Medical Care Immediately

You must receive medical treatment immediately after your accident to get the maximum payout for your claim. Many insurance companies will try not to pay you if you wait to see a doctor. They will argue that you were injured in another situation, not a car accident. This can end up costing you a lot of money in your settlement. 

File Police Reports

If you’re in an accident, having police and emergency personnel show up at the scene can help you get a bigger payout. The police will file an accident report with details on the damage, witness information, statements, possible liability against the other driver, and other information that can get you more money from your settlement. 


Insurance companies are notorious for wanting to pay out the least money possible. If you want to get the maximum amount, be ready to negotiate for a higher payout. 

This is where hiring a lawyer can be beneficial if you’re intimidated by the process of negotiating alone. 

Grewer Law Can Help

No matter the severity of your car accident, contact Grewer Law today for legal advice to help get the total payout you deserve in your accident claim.

Grewer Law

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