Worker’s compensation laws are in place to protect employees and employers. However, applying for benefits can be complicated because the laws vary from state to state. The mix of myth and truth surrounding worker’s compensation also muddies the waters and makes it harder for employees to make sense of their rights under the law. Let’s take a look at some of the most common myths about worker’s compensation.
Myth: Worker’s comp is a fault-based system so if the injury was my fault, worker’s compensation won’t cover it.
This is not true. Worker’s comp is a no-fault system, so if you were injured on the job or during work-related duties, it may be covered. However, negligence on your part that leads to an injury will affect the situation.
Myth: Worker’s compensation only applies if I was injured on the job site.
Again, this isn’t true. Worker’s compensation applies if you were doing anything job-related, whether that was on the job site or off.
Myth: If you’ve missed the statute of limitations, you can’t file for worker’s compensation.
There’s some truth to this one. If you’ve missed the window for filing a claim, you can still report your injury. You’ll have a harder time getting approval, however.
Myth: My employer will help me maximize my claim.
No, your employer will not. Most employers have little to nothing to do with the worker’s comp claim process. It’s handled by an insurer, and that insurer wants to protect its bottom line.
Myth: I don’t need a worker’s comp attorney.
Yes, you can go it alone if you want, but it’s not advisable. You can bet that the insurance company will do all it can to minimize your claim and protect its bottom line. You need someone experienced with worker’s compensation law on your side.
Myth: If I file a worker’s compensation claim, my employer will probably fire me. I can’t afford to be without a job.
It is illegal for employers to fire employees who file worker’s comp claims. Under the law, you are allowed to seek compensation for workplace injuries without fear of retaliation.
Have you been injured on the job? We can help. Contact Grewer Law today to discuss your worker’s compensation case and learn more about how we can help ensure that your rights are upheld. Don’t believe the myths – you can benefit from worker’s compensation.
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