When you’re a business owner, you already shoulder a large amount of responsibility. It’s your job to keep up with all of the financial areas and maintain a good working relationship with your staff.
One thing no business owner wants to deal with is someone getting injured on the business property. However, these things happen, and many times they are out of our control.
If this happens to you, you must be aware of the right steps to take to protect yourself. Are you a business owner? If you said yes, you’re going to want to read this entire article.
Depending on whether the injured was a customer or client, your course of action may differ slightly. Use the information below to follow the correct protocol if injuries take place at your business.
Before you do anything else, you need to tend to the injured party. Make sure their condition isn’t dire and in need of emergency services.
Ask them where their injury is located and assess the situation. If they ask, contact an ambulance for them so they can receive the proper attention.
As a business owner, you should have some type of incident report at your business. Fill it out to the best of your abilities and contact your business insurance company.
You must be as detailed as possible in filling this out. Your attorney and the insurance company will need this information later.
Give the injured party a day or two for recovery, and then contact them. Make sure you get a detailed rundown of their side of the event and ask them how they’re feeling.
This will give you an idea of whether it was your fault or theirs. If it was your fault, you’ll get a general idea of how to prevent a repeat occurrence.
After all of these steps, the insurance company will perform a routine investigation. Once the investigation is done, a formal decision is made regarding who was at fault and what the outcome is.
If your insurance company determines you were at fault and you disagree, contact your attorney to dispute this claim. This is why you must have your attorney involved from the start.
The right attorney will help you properly navigate the situation and guarantee that you get the best possible outcome for your business.
The Grewer Law Group, P.C., has years of experience working on worker’s comp cases. If you have been injured at work and are in need of assistance, contact us today. We’re here to help you get the compensation you deserve.
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